OnPay vs Gusto Comparison

It is built on the philosophy of human-centric simplicity, designed to make benefits and paying employees effortless for business owners who are not HR experts. Recently, Gusto announced the launch of Gusto Global, an Employer of Record (EOR) solution enabling businesses to hire full-time employees worldwide, without cutting compliance corners. This service allows users to pay employees any time they want for no additional fees.

Automated Tax Filing

Gusto proves that payroll services can be more than just numbers. Take a demo with BILL to see how our integrated platform can provide your business with seamless AP, AR, and spend and expense management. Gusto is a popular choice for payroll and HR support—and with good reason. Gusto can be customized to meet the needs of your small business with a significant range of payroll add-ons.

Data & Analysis

Hiring new employees requires onboarding, new tax forms, and state paperwork. Gusto software will automatically generate W-2 and 1099 tax forms, and will send digital copies to each employee or contractor. Drawbacks include low customer service ratings and BBB rankings, a slightly higher price tag than more affordable payroll service providers, and the lack of mobile applications.

Employee Experience

Once you’ve made your selection, you can send out a customized offer letter and use Gusto’s onboarding checklist for form signing and benefits setup. Included with all of this is time-off requests that comply with local and state laws. Employees use a time kiosk to clock in on Gusto, and you can then review their hours and approve them. xcritical scammers Whatever you decide, all benefit deductions are taken directly from each paycheck automatically.

For more complex needs, Gusto provides a robust suite of software integrations for hiring, onboarding, and performance management to keep all your data in one place.
What’s more, numerous HR dashboards give you insight into both national and international data.
Dedicated support, compliance alerts, performance reviews.
Prepaid debit cards are automatically loaded with the funds, and are an excellent option for employees without bank accounts.

Gusto, Inc. is a company that develops payroll, benefits, and human resource management software for businesses based in the United States. Gusto is a full-service payroll software solution that allows you to manage (and even automate) all the parts of your payroll service, including payroll tax management and employee forms. This plan includes automatic tax filing, unlimited payrolls, diverse pay rates and schedules, multi-state payroll capabilities, time off tracking, tax form amendments, and expedited payroll services when applicable. The Core service plan includes all the basic payroll features you’ll need as a small business owner.

If you’re a small business trying to keep your costs down and optimize your headcount to more customer-facing roles, you may want to use Gusto software for the Human Resources components. Gusto integrates with a large number of software tools to make it easier to run your small business. The lowest levels of Gusto plans allow you to create PTO policies and then track the time used. Payroll taxes are a significant undertaking, especially for a small business owner without an accounting background. Printing checks is more labor-intensive, and requires special paper, but is still used by some businesses. Prepaid debit cards are automatically loaded with the funds, and are an excellent option for employees without bank accounts.

OnPay and Gusto are both powerful, full-service payroll management providers. Rijk Zwaan is an international vegetable breeding company with over 3,900 employees in thirty countries. This saves a lot of time and paper, which is crucial for a company that expects to attract a thousand new employees worldwide in the coming years.

We combine our own experience with the services we recommend, with reviews that come from verified users–just like you! You also won’t have to pay any setup fees or end-of-the-year W2 filing with this company. Gusto also offers a free trial, something you won’t find with most other HR software providers.

Gusto’s month-to-month capabilities and simulation allow you to test drive what you need and scale up or down according to your headcount or tax needs. Save my name, email, and website in this browser for the next time I comment. After seven years as a customer, I don’t hesitate to give the platform a 5/5 star Gusto review.

What is the main difference between OnPay and Gusto payroll?

Gusto can even lead you through tax setup and registration in different states, which you’ll need if you have a remote team scattered across the country.
Gusto offers three main tiers of service, a litany of integrations, and plenty of premium add-on options to customize your payroll and HR experience.
After seven years as a customer, I don’t hesitate to give the platform a 5/5 star Gusto review.
The self-service documentation is technical.
Your employees and contractors can log in to view their info too.
Once you get your payroll up and running, Gusto will automatically calculate and file your deductions with all the right government agencies.

Gusto offers three main tiers of service, a litany of integrations, and plenty of premium add-on options to customize your payroll and HR experience. OnPay offers unlimited payroll runs and handles all of your tax filings and payments, including Form 941 quarterly and Form 940. Unsurprisingly, OnPay and Gusto top our list of the best payroll services. Gusto’s global payroll feature lets you hire employees in over 75 countries. You can also pay employees with different pay rates and schedules, which can come in handy for jobs with overtime or tiered pay structures. And if you manage employees who need to track hours, OnPay integrates with time-tracking software at no cost.

Advanced capabilities

There is no limit on payroll processing, which makes Gusto a compelling choice for employers who need to pay salaried, hourly, and freelance contractors on different cadences. There is a solid offering of customer support, including chat and HR tools in their resource center (from the Core package up to the Concierge plan). We’re on a mission to help small businesses find the right tools to manage their operations. If you’re ready to see what Gusto can do for you, then sign up for Gusto here to get up to $100 when you run your first payroll!

Customer Service is Excellent

The company provides other employee-benefit and related products through third parties, including 401K and workers’ compensation insurance. In July 2015, the company announced that it had expanded its business and opened a new office in Denver, Colorado. In August 2013, the company announced that it had exceeded $100 million in payments processed annually, and was launching in Florida, Texas, and Washington state. Certain details, including but not limited to prices and special offers, are provided to us directly from our partners and are dynamic and subject to change at any time without prior notice. Top10.com is designed to help users make confident decisions online, this website contains information about a wide range of products and services. Together, with reviews from industry experts, we find the Top 10 best https://dreamlinetrading.com/ products and services to make sure you can choose with confidence and ease.

Gusto positions itself as the “people platform” for Main Street. This table breaks down the capabilities of Gusto (typically the “Plus” plan, their most popular) against Rippling (Core + standard HR/Payroll modules). By the end, you will understand exactly how their pricing models differ, where their automation capabilities diverge, and which tool aligns with your company’s growth trajectory. This article provides a rigorous, expert-led analysis of these two platforms. In the xcritical landscape of HR technology, these two platforms dominate the conversation, but they serve distinct masters.

Partner Support

Top10.com’s editorial staff is a professional team of editors and writers with dozens of years of experience covering consumer, financial and business products and services. Combine that with the full range of services and a surprisingly affordable price tag, and this company quickly shoots to the top of the charts. Providing a wide range of helpful features, offering useful and clear information directly on its website, and delivering more services than you could imagine, Gusto is a pleasure to work with. Full-service multi-state payroll, including W-2s and 1099s Full-service single-state payroll, including W-2s and 1099s Gusto addresses this issue head-on, offering an automated, reliable, and user-friendly service that not only corrects existing payroll issues but also prevents future errors.

Gusto Payroll Processing Review 2025

Top payroll services for small businesses include OnPay, Gusto and ADP RUN. Most HR software offers payroll services, and Gusto is no different. If your small business is looking to save time on payroll and get some support for in-house HR, Gusto is an excellent choice. The HR support provided by Gusto payroll can allow you to keep your HR department small (or nonexistent), especially if you opt for the Concierge service plan.